Carbon reporting sources

For the graph: CO2 emissions per year for Invested money vs. lifestyle:

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The money calculation is based on:

• having £6,757 in a current account with Barclays (in 2020, the average person in the United Kingdom (UK) had £6,757 saved. Source: https://www.finder.com/uk/saving-statistics),

• a pension of £42,651 invested in the UK Equity Fund over 25 years (the UK’s average pension pot stands at £42,651. Source: https://www.finder.com/uk/pension-statistics), and

• a mortgage with interest payments of £3,700 per year (in 2020, the average household spent £3,712 on rent or interest payments. Source: https://www.nimblefins.co.uk/average-uk-household-budget).

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The lifestyle calculation is based on:

• a food budget of £46.50 per week. This is the average budget in the UK. Source: ONS. The omnivore diet assumes a diet where meat is eaten twice a day.

• a Volkswagen Golf (2013 to 2020) vs. a Nissan Leaf (2011 to 2017) both driving 7,300 miles per year.

• an energy provider not on a green tariff vs. an energy provider buying 100% green energy. Based on Ofgem figures for a two-bedroom, terraced house. 

• a person taking a 3-hour flight once a year without any offsetting vs. someone not taking any flights.

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On the results page:

• Flights from London to Rome: Each flight from London to Rome is equivalent to approximately 0.495 tons of CO2 (Source).

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For the graph on fund performance:

• The default pension performance is based on the average performance over 5 years of several funds, including Scottish Widows & Lloyds.

• The green fund performance is based on the average performance over 5 years of several green funds, including Vanguard ESG Developed World & Pictet Clean Energy funds.

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